{"id":26425,"date":"2024-11-29T20:52:47","date_gmt":"2024-11-29T17:52:47","guid":{"rendered":"https:\/\/www.qatifscience.com\/?p=26425"},"modified":"2024-11-29T20:52:47","modified_gmt":"2024-11-29T17:52:47","slug":"%d9%84%d9%85%d8%a7%d8%b0%d8%a7-%d9%8a%d9%87%d8%aa%d9%85-%d8%a7%d9%84%d9%86%d8%a7%d8%b3-%d8%a8%d9%82%d8%b6%d8%a7%d9%8a%d8%a7-%d8%ab%d8%a7%d9%86%d9%88%d9%8a%d8%a9-%d8%a3%d9%83%d8%ab%d8%b1-%d9%85%d9%86","status":"publish","type":"post","link":"https:\/\/www.qatifscience.com\/?p=26425","title":{"rendered":"\u0644\u0645\u0627\u0630\u0627 \u064a\u0647\u062a\u0645 \u0627\u0644\u0646\u0627\u0633 \u0628\u0642\u0636\u0627\u064a\u0627 \u062b\u0627\u0646\u0648\u064a\u0629 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0647\u062a\u0645\u0627\u0645\u0647\u0645 \u0628\u0645\u0631\u0627\u0642\u0628\u0629 \u0631\u0635\u064a\u062f\u0647\u0645 \u0627\u0644\u0628\u0646\u0643\u064a [\u0648\u0645\u0634\u0643\u0644\u0627\u062a \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0647\u0630\u0627 \u0627\u0644\u0625\u0647\u0645\u0627\u0644)\u00a0– \u062a\u0631\u062c\u0645\u0629 \u0639\u062f\u0646\u0627\u0646 \u0627\u062d\u0645\u062f \u0627\u0644\u062d\u0627\u062c\u064a"},"content":{"rendered":"

Why people would rather clean the toilet than check their bank balance \u2013 and the spending problems this leads to <\/span>
\n(\u0628\u0642\u0644\u0645: \u0645\u0627\u0631\u0633\u064a\u0644 \u0644\u0648\u0643\u0627\u0633\u060c \u0623\u0633\u062a\u0627\u0630 \u0645\u0634\u0627\u0631\u0643 \u0641\u064a \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0645\u062f\u064a\u0631 \u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0646 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646\u060c \u062c\u0627\u0645\u0639\u0629 \u0633\u0627\u0646\u062a \u0623\u0646\u062f\u0631\u0648\u0632\u060c <\/span>
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\"\"<\/p>\n

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\u0648\u0623\u062e\u064a\u0631\u064b\u0627\u060c \u062a\u062e\u062a\u0644\u0641 \u062d\u0633\u0627\u0633\u064a\u062a\u0646\u0627 \u062a\u062c\u0627\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0648\u0636\u0639\u0646\u0627 \u0627\u0644\u062d\u0627\u0644\u064a. \u0639\u0646\u062f\u0645\u0627 \u0646\u0634\u0639\u0631 \u0628\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0627\u0644\u064a [\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0627\u0644\u064a \u0647\u0648 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u062d\u0645\u0644 \u0627\u0644\u0646\u0641\u0642\u0627\u062a\u060c \u0648\u0627\u0644\u0639\u064a\u0634 \u0628\u0634\u0643\u0644 \u0645\u0631\u064a\u062d \u0628\u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u062d\u0627\u0644\u064a \u0648\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0644\u0644\u0645\u0633\u062a\u0642\u0628\u0644(5)<\/sup>]\u060c \u0646\u0643\u0648\u0646 \u0623\u0643\u062b\u0631 \u0627\u0633\u062a\u0639\u062f\u0627\u062f\u064b\u0627 \u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0627\u0646\u0641\u0639\u0627\u0644\u064a\u0629 \u0644\u0627\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0623\u062e\u0628\u0627\u0631 \u0627\u0644\u0633\u064a\u0626\u0629.<\/span><\/p>\n

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\u064a\u0628\u062f\u0648 \u0623\u0646 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629 \u0644\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0647\u064a \u0623\u062f\u0627\u0629 \u0641\u0639\u0627\u0644\u0629 \u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u0641\u062e \u0627\u0644\u0634\u0627\u0626\u0639 \u0627\u0644\u0645\u062a\u0645\u062b\u0644 \u0641\u064a \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0645\u0641\u0631\u0637 \u0628\u0639\u062f \u064a\u0648\u0645 \u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0631\u0627\u062a\u0628. \u0628\u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0645\u0639\u0631\u0641\u0629 \u0623\u0631\u0635\u062f\u062a\u0647\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u060c \u064a\u062d\u0631\u0635 \u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0630\u064a\u0646 \u064a\u0631\u0627\u062c\u0639\u0648\u0646 \u062d\u0633\u0627\u0628\u0627\u062a\u0647\u0645 \u0628\u0627\u0646\u062a\u0638\u0627\u0645 \u0639\u0644\u0649 \u0627\u062a\u0628\u0627\u0639 \u0633\u0644\u0648\u0643\u064a\u0627\u062a \u0625\u0646\u0641\u0627\u0642 (\u0645\u0635\u0627\u0631\u064a\u0641) \u0645\u062a\u062d\u0643\u0645\u064b\u0627 \u0641\u064a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0645\u0639\u062a\u0628\u0631 \u0637\u0648\u0627\u0644 \u0627\u0644\u0634\u0647\u0631 [\u0628\u0645\u0639\u0646\u0649 \u062e\u0627\u0644\u064a\u0629 \u0625\u0644\u0649 \u062d\u062f \u0643\u0628\u064a\u0631 \u0645\u0646 \u062a\u0630\u0628\u0630\u0628 \u0645\u0639\u062a\u0628\u0631 \u0641\u064a \u0627\u0644\u0625\u0646\u0641\u0627\u0642].<\/span><\/p>\n

\u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0643 \u0643\u0633\u0631 \u062f\u0627\u0626\u0631\u0629 \u062a\u062c\u0646\u0628 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u062a\u064a \u0627\u0639\u062a\u062f\u062a \u0639\u0644\u064a\u0647\u0627\u061f \u0647\u0646\u0627\u0643 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u0644\u0644\u062a\u063a\u0644\u0628 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u062a\u0648\u062c\u0647.<\/span><\/strong><\/span><\/p>\n

\u0623\u0648\u0644\u0627\u064b\u060c \u062d\u062f\u062f \u0623\u0648\u0642\u0627\u062a\u064b\u0627 \u0645\u0639\u064a\u0646\u0629 \u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0631\u0635\u064a\u062f\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0645\u062b\u0644 \u0623\u0645\u0633\u064a\u0627\u062a \u0639\u0637\u0644\u0629 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0623\u0648 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u062a\u0627\u0644\u064a \u0644\u064a\u0648\u0645 \u0627\u0644\u0631\u0627\u062a\u0628. \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0646\u0641\u0639 \u0641\u064a \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0631\u0648\u062a\u064a\u0646\u064a\u0629 \u0641\u064a \u0645\u0646\u0639 \u0627\u0644\u0625\u0641\u0631\u0627\u0637 \u0627\u0644\u0645\u0641\u0627\u062c\u0626 \u0641\u064a \u0627\u0644\u0625\u0646\u0641\u0627\u0642.<\/span><\/p>\n

\u064a\u0646\u0628\u063a\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062d\u0645\u0644\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0644\u0641\u0648\u0646\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 \u0628\u0634\u0643\u0644 \u0627\u0646\u062a\u0642\u0627\u0626\u064a. \u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u0631\u0633\u0644 \u0625\u0644\u0649 \u0627\u0644\u062a\u0644\u0641\u0648\u0646 \u0642\u062f \u062a\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0642\u0644\u0642\u060c \u0641\u0625\u0646 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629 \u0644\u0644\u0631\u0635\u064a\u062f \u064a\u0633\u0627\u0639\u062f \u0639\u0644\u0649 \u0636\u0628\u0637 \u0646\u0645\u0637\u00a0\u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0648\u062c\u0639\u0644\u0647 \u0623\u0643\u062b\u0631 \u0627\u062a\u0633\u0627\u0642\u064b\u0627 [\u0623\u064a \u063a\u064a\u0631 \u0645\u062a\u0630\u0628\u0630\u0628 \u0625\u0644\u0649 \u062d\u062f \u0645\u0627].<\/span><\/p>\n

\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a (\u0627\u0644\u062a\u0631\u0646\u062f\u0627\u062a) \u0644\u0627 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u0628\u062d\u062a\u0629. \u0641\u0627\u0644\u0630\u064a\u0646 \u064a\u0631\u0627\u062c\u0639\u0648\u0646 \u0623\u0646\u0645\u0627\u0637 (\u0627\u062a\u062c\u0627\u0647\u0627\u062a) \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0645\u0631\u0627\u062c\u0639\u062a\u0647\u0645 \u0644\u0623\u0631\u0635\u062f\u062a\u0647\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0641\u0642\u0637 \u0642\u062f \u064a\u062a\u062e\u0630\u0648\u0646 \u0642\u0631\u0627\u0631\u0627\u062a \u0623\u0641\u0636\u0644 \u0641\u064a \u0627\u0644\u0623\u0645\u062f \u0627\u0644\u0637\u0648\u064a\u0644.<\/span><\/p>\n

\u0648\u0623\u062e\u064a\u0631\u064b\u0627\u060c \u062e\u0630 \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a(8)<\/sup>\u060c \u0627\u0644\u062a\u064a \u062a\u0634\u064a\u0631 \u0625\u0644\u0649 \u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0634\u062e\u0635 \u0644\u062c\u0645\u064a\u0639 \u062d\u0633\u0627\u0628\u0627\u062a\u0647 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u062a\u0645\u0646\u062d\u0647 \u0641\u0631\u0635\u0629 \u0644\u0631\u0624\u064a\u0629 \u0623\u0648\u0633\u0639 \u0648\u0645\u0631\u0627\u0642\u0628\u0629 \u0623\u0641\u0636\u0644 \u0644\u0646\u0641\u0642\u0627\u062a\u0647\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0645\u062c\u0631\u062f \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0643\u0644 \u0631\u0635\u064a\u062f \u0645\u0646\u0647\u0627 \u0639\u0644\u0649 \u062d\u062f\u0629.<\/span><\/p>\n

\u0627\u0644\u0634\u064a\u0621 \u0627\u0644\u0623\u0643\u062b\u0631 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0630\u064a \u064a\u062c\u0628 \u0623\u0646 \u0646\u062a\u0630\u0643\u0631\u0647 \u0647\u0648 \u0623\u0646 \u062a\u062c\u0646\u0628 \u0645\u0631\u0627\u062c\u0639\u0629 \u0623\u0648 \u0645\u0631\u0627\u0642\u0628\u0629\u00a0\u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0627\u0644\u064a \u0647\u0648 \u0631\u062f\u0629 \u0641\u0639\u0644\u00a0\u0646\u0641\u0633\u064a\u0629 (\u0633\u064a\u0643\u0648\u0644\u0648\u062c\u064a\u0629) \u0637\u0628\u064a\u0639\u064a\u0629 – \u0648\u0644\u0643\u0646 \u0639\u0644\u064a\u0646\u0627 \u0625\u062f\u0627\u0631\u062a\u0647\u0627 \u0628\u0641\u0639\u0627\u0644\u064a\u0629. \u0643\u0645\u0627 \u0644\u0627 \u064a\u0646\u0628\u063a\u064a \u0644\u0646\u0627 \u0623\u0646 \u0646\u062a\u062c\u0627\u0647\u0644 \u0648\u0646\u0647\u0645\u0644 \u0623\u0639\u0631\u0627\u0636 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0627\u0644\u0628\u062f\u0646\u064a\u0629 \u0639\u0644\u0649 \u0623\u0645\u0644 \u0623\u0646 \u062a\u062e\u062a\u0641\u064a \u0644\u0648\u062d\u062f\u0647\u0627\u060c \u0641\u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0623\u064a\u0636\u064b\u0627 \u0623\u0644\u0627 \u0646\u062a\u062c\u0627\u0647\u0644 \u0648\u0646\u0647\u0645\u0644 \u0635\u062d\u062a\u0646\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/span><\/p>\n

\u0627\u0644\u0628\u064a\u0646\u0629 \u0648\u0627\u0636\u062d\u0629 \u0644\u0627 \u063a\u0628\u0627\u0631 \u0639\u0644\u064a\u0647\u0627. \u0645\u0631\u0627\u062c\u0639\u0629 \u062d\u0633\u0627\u0628\u0627\u062a\u0646\u0627 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0628\u0627\u0646\u062a\u0638\u0627\u0645\u060c \u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0627\u0644\u0627\u0646\u0632\u0639\u0627\u062c \u0627\u0644\u0646\u0641\u0633\u064a \u0627\u0644\u0630\u064a \u0642\u062f \u062a\u0633\u0628\u0628\u0647\u060c \u062a\u0633\u0627\u0639\u062f\u0646\u0627 \u0639\u0644\u0649 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0623\u0641\u0636\u0644. \u062a\u062b\u0628\u062a \u062f\u0631\u0627\u0633\u062a\u0646\u0627 \u0623\u0646 \u0645\u062c\u0631\u062f \u0627\u0644\u062a\u0639\u0648\u062f \u0639\u0644\u0649 \u0645\u0631\u0627\u0642\u0628\u0629 \u0645\u0648\u0627\u0631\u062f\u0646\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0623\u0646\u0645\u0627\u0637 \u0625\u0646\u0641\u0627\u0642 \u0645\u062a\u062d\u0643\u0645\u064b\u0627 \u0641\u064a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0623\u0643\u062b\u0631 \u0648\u0645\u062e\u0631\u062c\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0623\u0641\u0636\u0644. \u0645\u0646 \u0627\u0644\u0645\u0624\u0643\u062f \u0623\u0646 \u0645\u0631\u0627\u062c\u0639\u0629 \u0631\u0635\u064a\u062f\u0646\u0627 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u064a\u0633\u062a\u062d\u0642 \u0645\u0646\u0627 \u0623\u0646 \u0646\u0639\u0637\u064a\u0647 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0648\u0646\u0647\u062a\u0645 \u0628\u0647 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0647\u062a\u0645\u0627\u0645\u0646\u0627 \u0628\u0642\u0636\u0627\u064a\u0627 \u062b\u0627\u0646\u0648\u064a\u0629.<\/span><\/p>\n

\u0645\u0635\u0627\u062f\u0631 \u0645\u0646 \u062f\u0627\u062e\u0644 \u0648\u062e\u0627\u0631\u062c \u0627\u0644\u0646\u0635 :<\/strong>
\n1- https:\/\/ar.wikipedia.org\/wiki\/\u062a\u0623\u062b\u064a\u0631_\u0627\u0644\u0646\u0639\u0627\u0645\u0629<\/a>
\n2- https:\/\/www.cmu.edu\/dietrich\/sds\/docs\/loewenstein\/OstrichEffect.pdf<\/a>
\n3- https:\/\/academic.oup.com\/jcr\/article-abstract\/49\/5\/697\/6603733?login=false<\/a>
\n4- https:\/\/ar.wikipedia.org\/wiki\/\u062a\u0643\u064a\u0641_(\u0646\u0641\u0633)<\/a>
\n5- https:\/\/www.experian.com\/blogs\/ask-experian\/what-is-financial-security\/<\/a>
\n6- https:\/\/www.proquest.com\/openview\/20230f0347aa0eaa9818a5e50ba88509\/1?pq-origsite=gscholar&cbl=30304<\/a>
\n7- https:\/\/ar.wikipedia.org\/wiki\/\u0634\u0631\u0627\u0621_\u0627\u0646\u062f\u0641\u0627\u0639\u064a<\/a>
\n8- “\u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0647\u0648 \u0639\u0645\u0644\u064a\u0629 \u064a\u062a\u0645 \u0641\u064a\u0647\u0627 \u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 – \u0623\u0648 \u0643\u0644 – \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0641\u0631\u062f \u0623\u0648 \u0627\u0644\u0623\u0633\u0631\u0629 \u0641\u064a \u0645\u0643\u0627\u0646 \u0648\u0627\u062d\u062f. \u0648\u064a\u0634\u0627\u0631 \u0625\u0644\u064a\u0647 \u0623\u064a\u0636\u064b\u0627 \u0628\u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u062a\u0648\u0641\u0631 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u064a\u0629 \u0635\u0641\u062d\u0629 \u0631\u0626\u064a\u0633\u0629 \u064a\u0645\u0643\u0646 \u0644\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0645\u0634\u0627\u0647\u062f\u0629 \u0648\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0646 \u062c\u0645\u064a\u0639 \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629” \u060c \u062a\u0631\u062c\u0645\u0646\u0627\u0647 \u0645\u0646 \u0646\u0635 \u0648\u0631\u062f \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0639\u0646\u0648\u0627\u0646:
\nhttps:\/\/www.investopedia.com\/terms\/a\/account-aggregation.asp<\/a><\/h5>\n

\u0627\u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u0631\u0626\u064a\u0633:<\/strong>
\nhttps:\/\/theconversation.com\/why-people-would-rather-clean-the-toilet-than-check-their-bank-balance-and-the-spending-problems-this-leads-to-243529<\/a><\/p>\n

\"\"
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